Setting up Medicare Right – and On Time

Setting up Medicare Right – and On Time

Getting set up with a Medicare plan when you turn 65 is actually a requirement.  There are exceptions if you have coverage elsewhere – EXCLUDING health plans set up on ACA (Obamacare) exchanges, but if you do, you have other sources of counseling to get the details.  This article is for the majority of people who are eligible for Medicare and need to know the exact rules surrounding that program.

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True or False: Memory Loss means Dementia?

True or False: Memory Loss means Dementia?

The fact is that 40 percent of adults over the age of 65 suffer from memory loss.  This is known as “age-associated memory impairment”.  Unless there is an obvious underlying medical condition causing this memory loss, it is simply a part of the normal aging process.

On the other hand, brain diseases such as Dementia and Alzheimer’s Disease do not fit into this category.  They are not a normal part of the aging process.

So, how do you know the difference?

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Respite Reminder

Respite Reminder

If you care for a loved one, whether in their home or in yours, you know it is a full-time job.  And, because it is a job to be taken seriously, it is not simply 9 to 5.  Sometimes it can last 24-hours a day.  This can be IS exhausting.  Often caregivers in this situation are so dedicated to the task that they allow their own physical and mental health to suffer.

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Gifting Your Assets to Family or Friends
Tax Benefits from Caring for an Elderly Loved-one
Bonding with Your Homecare Provider
Long Term Care – An Important Investment
Estate Planning Mini-Dictionary

Estate Planning Mini-Dictionary

Estate Planning can be very confusing to the layman.  Much of that confusion is due to a bevy of terms that are not used in common conversation by many people who are not lawyers.  Because the language can be confusing, even asking a question can result in an answer that can be just as confusing.  This brief article will give you a simple-to-understand list of those terms you will need when you discuss various topics relating to planning your estate with an estate planning attorney.

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When to Ask for the Keys to the Car
Home Care vs. Institutionalized Care

Home Care vs. Institutionalized Care

In the past, it has been common for seniors to abandon their homes of many years and move into assisted living facilities or nursing homes.  The consequent feelings of anonymity an isolation are common with such a dramatic transfer.  These days, however, it is far more emotionally satisfying and economically pragmatic to allow seniors to age in their own homes with the added layer of support provided by in-home care which is widely available.

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